Questionnaire for companies:
Do you need downtime insurance?
1.
Are you a manufacturing company?
2.
Are you a wholesaler?
3.
Are you a retailer?
4.
Are you the owner of shopping malls or other commercial real estate, hotels, etc.?
5.
Does your business depend on key inventories that cannot be quickly replaced?
6.
Is your business based on manufacturing plants and equipment that cannot be quickly replaced?
7.
Is your business based on a few key suppliers that can’t be replaced quickly?
8.
Is your business based on a few key customers that can’t be replaced quickly?
9.
Should we still pay rents (eg for vehicles, facilities, equipment, etc.) even in the event of a standstill (ie when we would not be able to produce / sell)?
10.
Would the company suffer a drop in turnover if it could not operate in existing facilities?
11.
Is your business financed with loans or other debt instruments?
12.
If the company could not operate in the existing facilities, it could still operate, but such operations would be associated with significant increased costs.
13.
Would it be difficult to find an alternative location / facilities / equipment?
14.
Are employees critical to a company’s future business success?
16.
The business of the company is seasonal and we cannot afford to lose business at the peak of the season.
15.
The company does not have a business continuity plan.
17.
Our business is heavily dependent on public infrastructure.
18.
The company does not have enough cash reserves to finance longer-term business disruptions.
19.
In the event that the company could not supply its products or accept the ordered stock, it would have to pay contractual penalties.
20.
Is downtime insurance conditioned by the landlord or the bank?
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